• Season’s Greetings From Jones Deslauriers Insurance

    Jones Deslauriers Insurance |

    Commercial Insurance in Toronto, ON

    The Jones Deslauriers Insurance team wishes you the happiest of holidays this season. May the New Year be filled with joy, health, and prosperity!

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  • Why You Should Choose Jones Deslauriers Insurance!

    Jones Deslauriers Insurance |

    Commercial Insurance in Toronto, ON

    When it comes to purchasing an insurance policy, finding a product that offers the best coverage at a valuable price can help you keep your family and business secure in the long-run. Besides, it acts as an income-related source to clear debts or for those dependent on you in case of unforeseen circumstances. However, there are several insurance policy types to choose from and picking the right one can be an overwhelming task. Therefore, it’s advisable to select a reliable professional to find the best policy for you and your business as they are experienced and skilled when dealing with claim processes.

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  • Top Tips for Safer Winter Driving

    Jones Deslauriers Insurance |

    Top Tips for Safer Winter Driving

    Road safety is always important, but it becomes crucial when winter takes effect. Snow, icy roads and unpredictable weather are all common hazards that plague drivers during the colder months. Keep calm, confident and safe on the roads this winter by following these tips:

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  • Season’s Greetings from Jones Deslauriers Insurance

    Jones Deslauriers Insurance |

    Commercial Insurance in Toronto, ON

     

    Jones Deslauriers Insurance wishes you and your family a happy and safe holiday season and all the best for the New Year 2020!

    We would like to inform our clients that we will be closing on December 24, 2019, at 2 pm. On December 25 and 26, 2019, we will be closed, while on December 31, 2019, we will be closing at 2 pm. On January 1, 2020, we will be closed. 

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  • Top Five Things To Look For When Hiring An Insurance Broker

    Jones Deslauriers Insurance |

    Commercial Insurance in Toronto, ON

    Financial crises can occur due to various reasons and can hit you when you least expect it. Theft, robbery, accidents, natural calamities, etc. can prove to be disastrous to your property, automobile, and business. This can be very costly, especially if you’re financially unprepared to pay for these damages. That’s why it’s advisable to purchase insurance in advance to safeguard yourself from such hardships and strengthen your financial plans. Insurance is a safety net that helps you take care of yourself during financial difficulties. It’s best to enlist the services of an experienced insurance broker to help you pick an ideal insurance policy to safeguard your property, automobile, business, or assets.

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  • What it takes to be convicted of driving with no insurance

    Jones Deslauriers Insurance |

    When an Ontario motorist fails to produce proof of insurance and is charged as a result, police do not have to prove the vehicle is actually uninsured. So says Justice David Rose of the Ontario Court of Justice in R. v. Belleau, a ruling released this past Monday. Justice Rose overturned the acquittal of a motorist charged with driving a vehicle without insurance. Angus Belleau was initially acquitted this past June, of driving with no insurance, by Justice of the Peace Adele Romagnoli. So the Crown appealed. Belleau was pulled over in March, 2018 by a York Regional Police officer who noticed the…

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  • Why You Need Cyber Insurance and What You Should Know

    Jones Deslauriers Insurance |

    Three thousand, eight hundred thirteen (3,813) — that's the number of reported data breaches tracked through June 30, 2019, putting 2019 on track "to be the worst year on record for data breach activity," according to the 2019 MidYear QuickView Data Breach Report conducted by Risk Based Security. This is an increase of 54% over 2018 figures during the same time period.

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  • 6 misconceptions about tenant insurance

    Jones Deslauriers Insurance |

    Commercial Insurance in Toronto, ON

    Car owners know they need car insurance, but a lot of renters don’t bother with tenant insurance. In fact, the Insurance Bureau of Canada reports that about half of all tenants don’t have insurance to cover contents and liability. Tenant insurance typically isn’t high on most people’s list of priorities — and, after all, you’re not legally required to have it. But that decision is often based on misconceptions, from underestimating how much it costs to replace your belongings to not understanding your legal liability as a tenant. Here are some of the most common misconceptions about tenant insurance — and how knowing the truth could…

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  • Why insurers can’t afford to have Canadians drown in debt

    Jones Deslauriers Insurance |

    Low interest rates in Canada are here to stay, primarily because of very high debt levels, David Chilton, keynote speaker at the 2019 Insurance Brokers Association of Ontario (IBAO) Conference, said in Toronto last Wednesday. “Low interest rates are here to stay,” said Chilton, a former Dragon on CBC’s Dragon’s Den and best-selling author of The Wealthy Barber, a guide to financial planning. “We may see them for years and years and years or more…. “Things are not going to go up dramatically. They are not going to normalize for a very long time, for a simple reason: There’s way too much…

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  • What Aviva sees trending in the small business insurance market

    Jones Deslauriers Insurance |

    The need for tailored offerings and coverage for multiple operations remains important in the small business insurance market, Aviva Canada told Canadian Underwriter Wednesday. There is an increasing demand for the right service, education and choice, said James Warburton, Aviva’s vice president of commercial insurance enablement, in an interview Wednesday. “Small commercial is big in Canada,” he said. “It’s not a trend so much as it’s a continuing trend. Brokers are realizing and continue to realize that this is an important area that we need to service, as do carriers. For me, it’s not going anywhere, as it shouldn’t.” Warburton spoke with Canadian…

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  • Chubb finds ‘alarming’ rise in ransomware attacks

    Jones Deslauriers Insurance |

    Malware cyber attacks are on the rise compared to one year ago, according to Chubb, with a new type of strain on the rise. The first half of 2019 has seen more ransomware attacks than 2018, catching the eye of the insurer in its third-quarter edition of its Chubb Cyber InFocus Report, where it called the rise “alarming.” That follows an 84% increase in ransomware attacks from 2017-2018. While not a new threat, Michael Tanenbaum, head of Chubb cyber North America said that the attacks have evolved, with some demands reaching six- and seven-figures. Therefore, “it is critical for businesses to understand the…

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  • The big question mark on supply chain liability risk

    Jones Deslauriers Insurance |

    What liability risk do Canadian corporate clients face if they have supply chains in countries where workers are vulnerable to abuse or unsafe working conditions? It’s an open question right now, but brokers could get some guidance once the Supreme Court of Canada issues its decision in an appeal from Vancouver-based Nevsun Resources Ltd., lawyers suggest. Some Eritrean refugees in Canada want to sue Nevsun in British Columbia. Plaintiffs allege they were threatened with physical punishment and imprisonment if they did not work at a mine in Eritrea. The case is still before the courts. Plaintiffs are not alleging that Nevsun itself…

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  • A Resource Guide To Insurance Claims In Canada

    Jones Deslauriers Insurance |

    Commercial Insurance in Toronto, ON

    As professionals, we need to keep updated on the latest insurance trends and find new sources of creative inspiration while staying connected to other professionals. 

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  • Have You Signed Up For The Jones Deslauriers Insurance Newsletter?

    Jones Deslauriers Insurance |

    Commercial Insurance in Toronto, ON

    Our email newsletter is a one-stop resource for relevant news and content about Jones Deslauriers Insurance, as well as detailed home, auto, business, liability, and family insurance in Toronto, ON.

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  • Frequently Asked Questions About Personal and Commercial Insurance

    Jones Deslauriers Insurance |

    Commercial Insurance in Toronto, ON

    In case of an unexpected event, an insurance policy will help protect you and your family, your car, your property, or other valuables.

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  • AAA research on useless escape tools raises concerns about virtually indestructible glass windows in vehicles

    Jones Deslauriers Insurance |

    An increasing number of vehicles come with virtually indestructible glass windows designed to keep passengers from being thrown from their vehicles in the event of a crash or rollover. The glass, which is made of the same materials as windshields, also provides a quieter ride.

    But new research from AAA highlights a potential downside, too: The growing use of laminated glass to encase most of the passenger compartment could also hinder a driver's escape if the vehicle catches fire or enters a body of water and begins to sink.

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  • Why new alcohol rules could be a risk management nightmare

    Jones Deslauriers Insurance |

    Ontario now allows “happy hours” and “tailgate parties” but the fact that these are legal does not mean they are a good idea, suggests a lawyer who defends alcohol liability claims.

    Several new alcohol rules took effect in Ontario May 6.

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  • Common Mistakes People Make When Purchasing Insurance

    Jones Deslauriers Insurance |

    Commercial Insurance in Toronto, ON

    Insurance coverage is not only beneficial but is also mandatory in some situations. When purchasing insurance, it is vital to understand how the policies work to ensure you avail the best plan for your needs and budget. To help you avoid making the wrong choices and enable you to take advantage of your insurance policy, Jones Deslauriers Insurance has put together a list of the most common mistakes people make when purchasing insurance.

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  • Busted! Don’t Believe These Personal And Commercial Insurance Myths!

    Jones Deslauriers Insurance |

    Commercial Insurance in Toronto, ON

    Whether you are a homeowner, business owner or both, you need to have the right insurance policy to make sure that you are protected at all times. An insurance broker can assist you with these requirements as they have extensive knowledge of the insurance process, coverages, and claims available. 

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  • Why You Should Choose Jones Deslauriers Insurance!

    Jones Deslauriers Insurance |

    Commercial Insurance in Toronto, ON

    We’re sure you’ve heard plenty of tragic insurance claim stories and are perplexed by the confusing policies available today. However, not having an insurance coverage may be illegal in some instance and in others, it can lead to financial trouble later on. Luckily with the help of an experienced insurance broker, you can sort out the confusion and focus on understanding the real risks and benefits of various insurance covers.

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